Average Home Price in Del Cerro, CA: Median Costs & Market Trends (2026)

As of mid-2026, the median sale price for a home in Del Cerro, CA sits at roughly $1,332,500. That number puts this neighborhood comfortably above what you'd pay in most of San Diego - and the premium isn't accidental.

If you're shopping here, plan for speed. Homes spend a median of just 10 days on the market, and with only around 18 available homes at any given time, you don't get the luxury of a slow decision.

The median sale price in Del Cerro reached approximately $1,332,536 by the end of June 2026 - and about 46.9% of those sales closed above the original asking price. On average, sellers are walking away with 100.3% of their list price. That tells you multiple-offer situations aren't the exception here; they're just the market.

The Zillow Home Value Index puts the average Del Cerro home value a bit higher, at around $1,359,425. The gap between median and average makes sense: a handful of high-end sales at the top of the range pull the average up, while the median stays anchored to the middle of the market. Both numbers are worth knowing.

The statewide average home value across California is roughly $775,500 as of mid-2026. Del Cerro homes cost nearly double that.

Even within San Diego, the neighborhood stands apart. Over the three months ending in June 2026, the city of San Diego saw median home prices around $984,000, while the broader San Diego County median reached $952,000 by July. If you're relocating from another part of the county, that localized price jump is real and worth building into your expectations before you start making offers.

Del Cerro falls under two primary San Diego zip codes: 92120 and 92119. The 92120 area covers streets like Alvarado Road and Fontaine Street, while 92119 picks up addresses along Caminito Mundo and the eastern stretches of Alvarado Road.

Across both zip codes, the median sale price per square foot runs about $585. That said, recent estimates have tracked price-per-square-foot figures ranging from $487 up to $767, which reflects just how varied the condition of homes hitting the market can be. A property landing near that $767 figure typically has recent renovations behind it. Something priced closer to $500 per square foot usually needs work.

That range matters when you're evaluating a specific listing. Use the neighborhood baseline as your reference point, not just the asking price.

The short-term picture in Del Cerro is a little mixed, depending on which metric you're watching. The median sale price of $1,332,536 in June 2026 is actually down 2.7% from the same time last year. At the same time, the Zillow Home Value Index tracked a 2.0% increase in average home values over a similar 12-month period. Both can be true - they're measuring different things.

What's consistent across every data point is that inventory stays tight. The area holds about 3.2 months of housing supply, and only 18 homes sold in a recent one-month period. At that volume, one high-end sale or a couple of lower-priced closings can shift the headline numbers noticeably. Don't read too much into any single month.

If you're waiting for prices to drop sharply, the current combination of low supply and 10-day median days-on-market doesn't suggest that's coming soon.

The average household income in Del Cerro is reported at $170,000. Buying here typically requires considerably more than that.

Using the standard 28% rule - no more than 28% of your gross monthly income going toward housing costs - a buyer purchasing a $1,399,000 Del Cerro home with a 20% down payment at a 6.37% interest rate would need an annual salary of at least $299,000. That estimate assumes standard property taxes and insurance rates, and your personal numbers will vary depending on your down payment and what rates are doing when you're ready to buy.

Buyers bringing equity from a previous home sale often land in a stronger position. First-time buyers may need to focus on the lower end of Del Cerro's price range or revisit how much they're putting down.

The average home value in Del Cerro is approximately $1,359,425, while the median sale price sits at $1,332,536 as of mid-2026. Most of the neighborhood's single-family inventory falls within that range.

Del Cerro prices higher than San Diego's overall city median of $984,000. The neighborhood's $1.33 million median puts it in the upper tier of the local market, though specific medians for adjacent neighborhoods vary.

You're generally looking at an annual salary of around $299,000. That assumes a purchase price near $1.39 million, a 20% down payment, and an interest rate of 6.37%.

It depends on the specific property and lot. View premiums are common in San Diego, but the exact added cost in Del Cerro varies by listing - the neighborhood's overall median sale price sits at $1,332,536.

Yes. As of June 2026, approximately 46.9% of homes sold above their original list price, with sellers securing an average of 100.3% of asking.

It depends on the specific property's location and risk assessment. California's insurance market fluctuates, and premiums in Del Cerro are determined case by case. Request quotes early in the process - don't leave that variable until the last minute.